You’ve heard it a hundred times: “Cancel Netflix, and you’ll be rich.” Let’s be real — dropping subscriptions alone won’t fix a broken budget. But it’s still a place to start.

Think of it as a momentum builder. When you cancel Disney+, Audible, or that random $5 app, you’re not making yourself wealthy — you’re proving to yourself that you can make hard choices. And that mindset shift matters.

Use what you already have: borrow personal finance books from your local library, find free budgeting help on YouTube, or stream shows that teach you how to stay broke — or break out.

But if you want real change? Go here next:
How to Build a Realistic Budget When You’re Already Behind on Bills