You budget down to the penny. They “accidentally” spent $200 on throw pillows and matcha kits last week. One of you...
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Welcome to the Earnology Blog
How to Split Bills When Your Incomes Aren’t Equal
Nothing says “financial tension” like two people living together—one making six figures, the other clinging to...
Joint vs Separate Accounts: What Actually Works Long-Term?
There’s no faster way to light a financial dumpster fire than the innocent question: “Should we combine our accounts?”...
How to Set Up a “Money Meeting” Without Stress
Let’s get one thing straight: nobody woke up today excited to have a “money talk.” But if you’re sharing a household,...
How to Talk About Money With Your Partner (Without a Fight)
You know what’s worse than talking about money with your partner? Not talking about it—until someone rage-orders a $37...
5 Mental Models That Changed the Way I Spend Forever
Here’s the uncomfortable truth: you probably don’t need another budgeting app. You need a better brain framework. Most...
Why I Stopped Using Klarna (and Saved $1,200 in 6 Months)
Klarna didn’t feel like debt. That was the problem. It felt like “spreading things out.” Like convenience. Like being...
How to Budget Without Feeling Poor
If the word “budget” makes you feel instantly broke — like you just got grounded by your own bank account — you’re not...