I don’t love routines. But this one? It’s non-negotiable. Let’s be real: by the end of the month, I’m tired, the...
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Welcome to the Earnology Blog
Budgeting by Paycheck: How to Align Income With Spending
Budgeting by paycheck is the unsung hero of adulting If monthly budgeting feels like trying to fit a jigsaw puzzle...
How to Build a Monthly Finance Calendar That Actually Works
Let’s be honest—traditional budget calendars don’t work for most people If you’ve ever printed a free finance calendar...
My Quarterly Budget Review Routine (And What I Catch Every Time)
Because “I think it’s going okay” is not a financial strategy Let’s be real: a lot of us only check our budgets when...
The Sunday Reset: The 30-Minute Habit That Keeps My Budget On Track
If chaos had a day of the week, it would be Sunday night There’s nothing quite like the emotional whiplash of Sunday...
How to Handle Surprise Expenses Without Playing the Blame Game
“Wait… we owe how much?!” Every couple has that moment. The unexpected car repair. The surprise vet bill. That annual...
The Best “Money Reset” Weekend for Couples
Why You Probably Need a Reset More Than a Budget If you’re here, chances are at least one of you has said: “We need to...
Financial Planning for Roommates With Different Spending Habits
Living Together Doesn’t Mean Spending Together Roommate life is basically an exercise in sharing: rent, groceries,...