Finance - Earnology

Should You Use Sinking Funds or Just Save in Bulk?

Sinking funds are everywhere in budgeting advice. You’ve probably seen the videos: someone with 19 labeled envelopes,...

If you've ever said “I hate budgeting,” you're not lazy. You're not irresponsible. You're not broken. You’re just...

Here’s a question that’s splitting the budgeting world in half: Should you go old-school with envelopes, or modern...

Picture this: You’re working a busy coffee shift. Orders come in, drinks go out, tips drop in the jar, and somehow it...

It’s payday Friday—except it’s not. You check your account, and your paycheck won’t hit until Monday. Now what? This...

If your budget feels like chaos on paper—or worse, a spreadsheet you never open—you’re not alone. For burned-out app...

If budgeting apps give you password fatigue or overwhelm, you're not broken—you just need a system that works with...

If you're tired of resetting your budget every month, syncing apps, and forgetting where your money went—you're not...