You don’t need shame to stop impulse buys. You just need a wait button. The 7‑day rule is the ultimate buffer: if you...
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Welcome to the Earnology Blog
Financial Boundaries Every Adult Should Learn Before 30
If you don’t set boundaries with money, the world will set them for you—and they won’t be in your favor. From friends...
10 Common Purchases That Quietly Wreck Your Monthly Budget
They seem harmless––a few dollars here, $20 there. But these subtle, recurring purchases can bleed your budget over...
Emotional Spending Triggers (and How to Spot Yours)
Have you ever bought something—even when you didn’t need it—because you were bored, lonely, stressed, or celebrating?...
How to Avoid Spending When You’re Bored, Lonely, or Stressed
We’ve all been there: you’re scrolling, maybe lonely, maybe tired, and before you know it, you’ve bought a $30 gadget,...
What a $20 Habit Costs You Over 10 Years
It's easy to justify a $20 expense. After all, it’s not like you’re buying a Rolex or flying first class. But what if...
Why I Returned to Analog Spending Logs (After 10 Apps Failed)
I tried the apps. YNAB. Mint. PocketGuard. Even that trendy, AI-powered spend tracker you keep hearing about. None...
What I Stopped Buying in My 30s (That Made Me Happier)
In your 30s, spending advice often feels like a mix of obligation and “adulting.” But what if the smartest move isn’t...