Most people don’t track their money because they don’t think they need to. “I don’t spend that much” or “I mostly just...
Why You’re Forgetting 80% of Your Spending
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Welcome to the Earnology Blog
The Only 3 Spending Categories You Actually Need
Most budgeting systems overcomplicate everything with endless line items: gas, snacks, toiletries, toothpaste,...
The No-BS Guide to Tracking Expenses (Without Losing Your Mind)
Most budget advice makes you feel like you need a finance degree and five hours a week just to figure out where your...
Digital Envelopes vs Real Cash: Which Builds Better Habits?
If you’ve ever wondered whether physical cash or digital envelope apps actually help you stick to a budget better —...
Best LEGO Retired Sets to Flip in 2025 (Low-Key Winners)
Not all retired LEGO sets explode in value, but a few low-key winners are heating up in 2025. These aren’t $500 whales...
Cash Envelope Budgeting: How to Make It Work Without Living in 2003
Cash envelope budgeting isn’t dead — it just needs a 2025 reboot. If you’ve ever tried to live on the old-school...
Why Cutting Subscriptions Isn’t Enough (But Still Helps)
You’ve heard it a hundred times: “Cancel Netflix, and you’ll be rich.” Let’s be real — dropping subscriptions alone...
The $0 Budget: When You Literally Have Nothing Left
This is what I did when I had $14 in my account and five days until payday. I didn’t need a financial guru — I needed...