Most personal finance advice tells you to “never pay just the minimum.” But when you're already behind on bills, that...
Why Minimum Payments Are Sometimes the Smart Play
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The First 3 Expenses You Should Always Pay First
If your budget is upside down and you’re behind on bills, the first step isn’t to panic — it’s to prioritize survival....
How to Build a Realistic Budget When You’re Already Behind on Bills
When you’re drowning in overdue bills, budgeting advice can feel like a cruel joke. “Just track your spending!” they...
Why I Use a Notebook Instead of an App to Track Expenses
I’ve tried them all — Mint, YNAB, Goodbudget, spreadsheets, even Notion. But after years of app-hopping, I went back...
Notion Budget Templates You Can Actually Stick With
Most budget apps feel like too much — too many tabs, too many features, too little follow-through. That’s why Notion...
How I Saved $300 Using Rule-of-3 Budgeting
Budgeting doesn’t have to mean tracking every coffee or categorizing 93 transactions. The Rule of 3 is a simple method...
Goodbudget vs YNAB: Which is More Worth It?
If you’re trying to get your finances under control, chances are you’ve looked at both Goodbudget and YNAB (You Need a...
Best Free Budget App for Couples
Trying to budget as a couple without fighting? You’re not alone. Most apps either force you to share a bank login (no...