Budgeting - Earnology

The Best Debt Payoff Trick for Overthinkers

Are you stuck trying to figure out the “perfect” way to pay off debt? Avalanche? Snowball? Emotional priority? If you...

Most people avoid tracking their debt because it feels like a mental pileup—too many accounts, too many due dates, too...

Conventional wisdom says you should always pay off high-interest debt first. It’s “mathematically optimal.” But here’s...

If just looking at your debt makes your chest tighten, you’re not alone. But here’s something most budgeting advice...

The “debt snowball” method is everywhere—list your debts from smallest to largest, pay the little ones first, and ride...

There was a time when I couldn’t make it past the 25th of the month without panicking. Rent was always close....

You don’t need a stack of envelopes or piles of cash to make envelope budgeting work. Modern banks like Ally, Capital...

Overwhelmed by your spending? You’re not alone. But before you download yet another budgeting app or splurge on a...