You’ve heard the classic: “Buy once, cry once.” A mid-tier price today saves you from regret tomorrow. But most...
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Welcome to the Earnology Blog
The Slow and Boring Path to Debt Freedom (That Works)
Most debt freedom stories in the media have a hook: someone paid off $80K in 8 months by selling everything they owned...
How to Use Frugality as a Weapon Against Inflation
Prices are rising. Again. Groceries, gas, utilities—everything costs more than it did last year. And while the media...
5 Financial Traps That Look Responsible but Keep You Broke
You're doing everything right—paying bills on time, saving a bit each month, and avoiding debt. But something still...
Why Your Credit Card Isn’t Your Emergency Fund
Let’s get one thing straight: if your “emergency fund” comes with a 25% interest rate, it’s not a backup plan — it’s a...
What to Do When You’re Drowning in Minimum Payments
If your debts feel endless and you’re stuck making minimum payments month after month, you’re not broken—you’re...
Smart Splurges That Are Actually Worth It
Frugality doesn't mean deprivation. In fact, the most financially savvy people know when to spend—and when to hold...
Why Friction-Free Spending Is Destroying Your Financial Goals
You don’t need to be reckless to blow your budget—you just need convenience. One-click checkout. Tap-to-pay. Saved...