We’ve all been there: you’re scrolling, maybe lonely, maybe tired, and before you know it, you’ve bought a $30 gadget,...
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Welcome to the Earnology Blog
What a $20 Habit Costs You Over 10 Years
It's easy to justify a $20 expense. After all, it’s not like you’re buying a Rolex or flying first class. But what if...
Why I Returned to Analog Spending Logs (After 10 Apps Failed)
I tried the apps. YNAB. Mint. PocketGuard. Even that trendy, AI-powered spend tracker you keep hearing about. None...
What I Stopped Buying in My 30s (That Made Me Happier)
In your 30s, spending advice often feels like a mix of obligation and “adulting.” But what if the smartest move isn’t...
Do You Actually Need a Budget—or Just Fewer Subscriptions?
If every budgeting method feels overwhelming, you’re not alone. But here’s a truth few admit: sometimes the real...
10 Free Things That Replace Expensive Habits
You don’t need to quit life to fight debt or fight consumerism—but you do need alternatives. Instead of price-tagging...
Why Most Debt Freedom Stories Feel Unrealistic (and What to Copy Instead)
If you’ve ever watched a debt miracle story—someone crushing $80K in six months on ramen and determination—good for...
What I Gave Up to Pay Down Debt Faster (and Didn’t Miss)
There’s a lie floating around that debt freedom requires misery. That if you’re not eating beans and rice every night...