Frugal people get praised. Cheap people get side-eyes. But the line between the two isn’t always obvious—especially...
Frugal ≠ Cheap — Why That Distinction Matters
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Welcome to the Earnology Blog
Why Broke People Overspend (And How to Break the Pattern)
It doesn’t make sense on paper. If someone’s struggling financially, why do they keep spending money on things they...
Notebook Budgeting: The Low-Tech System That Actually Works
If budgeting apps overwhelm you, spreadsheets make your eyes glaze over, and digital tools never seem to stick—this...
The 3-Account System That Keeps My Budget Working
If you’ve tried budgeting apps, spreadsheets, or complex systems and still feel like your money’s slipping through the...
How to Pay Off Debt Without the Snowball or Avalanche
If you've tried the debt snowball or avalanche methods and still feel stuck, you're not alone. Those strategies work...
10 Flipping Tools Under $25 That Actually Help You Make Money
Most flipping blogs recommend expensive gear that doesn’t make sense when you’re just starting out. But if you want to...
10 Budgeting Tools Under $30 That Actually Help
If you've ever bought a planner, app, or gadget hoping it would fix your budget—and it didn’t—you're not alone. Most...
Lifestyle Creep Is Killing Your Budget — Here’s How to Fight Back
You didn’t suddenly get bad with money. You just started earning more—and spending more without realizing it. That...