There’s a myth in the budgeting world that you have to track every single expense to make progress. That’s great—if...
What to Track If You Hate Tracking Everything
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Welcome to the Earnology Blog
Stop Budgeting Monthly — Try Weekly Tracking Instead
Most people fail at budgeting not because they don’t care—but because they’re trying to manage money in a way that...
Frugal ≠ Cheap — Why That Distinction Matters
Frugal people get praised. Cheap people get side-eyes. But the line between the two isn’t always obvious—especially...
Why Broke People Overspend (And How to Break the Pattern)
It doesn’t make sense on paper. If someone’s struggling financially, why do they keep spending money on things they...
The Psychology of “I Deserve This”: How Justified Spending Wrecks Your Budget
“I deserve this.” It sounds harmless. Encouraging, even. But this three-word phrase might be the most budget-wrecking...
Notebook Budgeting: The Low-Tech System That Actually Works
If budgeting apps overwhelm you, spreadsheets make your eyes glaze over, and digital tools never seem to stick—this...
The 3-Account System That Keeps My Budget Working
If you’ve tried budgeting apps, spreadsheets, or complex systems and still feel like your money’s slipping through the...
How to Pay Off Debt Without the Snowball or Avalanche
If you've tried the debt snowball or avalanche methods and still feel stuck, you're not alone. Those strategies work...