Most budget apps feel like too much — too many tabs, too many features, too little follow-through. That’s why Notion budgeting templates are quietly becoming the go-to system for broke millennials who want visibility without stress. But let’s be real: half the templates out there are either too complex or too ugly to use consistently.

Here are 4 clean, free (or nearly free) Notion budget templates that are actually worth your time:

🧮 1. Minimal Budget Tracker by Thomas Frank

A lightweight, no-BS tracker for income, fixed expenses, and spending categories. Clean layout. Zero friction. Duplicate it and go.

• ✅ Great for Notion beginners
• ✅ Tracks the basics with no clutter

💸 2. Zero-Based Budget Template by Notionway

This template mimics YNAB-style budgeting — assign every dollar a job, track as you go. No bank syncing. Just clarity.

• ✅ Perfect for zero-based budgeting lovers
• ✅ Free and editable

🧾 3. Simple Monthly Budget by Gridfiti

If you want your budget to look good *and* make sense, this one nails it. It includes categories for spending, savings, and debt tracking with clean visuals.

• ✅ Aesthetic and functional
• ✅ Easy drag-and-drop logic

📊 4. All-in-One Finance Dashboard by NotionForms

A powerhouse dashboard that covers income, expenses, debt payoff, and even net worth. It’s a bit more advanced, but still easier than a full-blown finance app.

• ✅ Full money visibility in one place
• ✅ Great for side hustlers or debt crushers

💡 Pro Tip

You don’t have to build anything from scratch. Just hit “duplicate,” tweak the categories to fit your life, and update weekly. Bonus points if you pair it with a budget binder or a printable tracker for cash-based categories.

Want more low-stress budgeting tools that actually work? Check out the full roundup here: Best Budgeting Tools for Broke Millennials.