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Master Your Money Without Losing Your Mind

Take Control of Your Money

No fluff. No hacks (well, maybe a couple hacks). Just real strategies that helped us escape debt and build a better life — and can help you too.

Budgeting Simplified

It’s not sexy, but figuring out where your money is going is a big step to getting financially free.

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Learn ways to save more and not live like a caveman.

Earn More Without Burnout

Because more income means more freedom — if you use it right

“I’m James. I built Earnology after clawing my way out of $20K in debt with no side hustle and no shortcuts — just grit and systems that worked.”

Recent Articles

How to Align Your Money Goals With the School Year

Why the School Year Is the Perfect Reset Most people think of January 1st as the “new year” for finances. But honestly? The school year is the real fresh start. August and September hit like a reset button: new schedules, new routines, and new chances to fix the money...

The Monthly Financial Check-In: 5 Questions to Ask Yourself

Why Bother With a Monthly Financial Check-In? If you’ve ever had that “how do I still have two weeks until payday?” moment, you already know why this matters. Money leaks out in dozens of little ways—coffee runs, Target binges, apps you swore you canceled. A monthly...

Color-Coding Your Finance Calendar for Clarity and Control

Why Color-Coding Works (Even If You’re Not a “Planner Person”) Let’s get one thing straight: color-coding isn’t just for people with bullet journals and immaculate handwriting. It’s for anyone who’s ever paid a bill late because they forgot, missed an income deposit...

Honeygain Review: Can You Actually Make Easy Money Sharing Your Internet?

Short answer: yes, but it’s pocket-money—not rent money. If you’ve got idle devices, unlimited data, and realistic expectations, Honeygain can be a low-effort “set it and forget it” trickle of cash. If you’re expecting $300/month for doing nothing, close this tab...

How to Layer Budgeting Into Your Existing Planner Routine

Why Most Planners Fail at Budgeting (and Why It’s Not Your Fault) If you’ve ever bought a gorgeous planner with every intention of “finally getting your life together” — only to find yourself still winging it with your bills — you’re not broken. The problem is that...

Printable Calendar Templates That Help With Budget Consistency

Why Your Budget Falls Apart (and How a Calendar Can Save It) If you’ve ever started a budget with the enthusiasm of a New Year’s resolution, only to watch it quietly implode by week three, you’re not alone. The truth is, most budgets don’t fail because they’re bad on...

How To Build a 12-Month Financial Roadmap (and Why It Helps)

Let’s Be Honest: You’re Probably Planning Week to Week If your current budgeting system consists of “don’t overdraft” and “hope for the best,” you’re not alone. Most people are operating in survival mode, especially if they have inconsistent income, ADHD time...

The “Payday Buffer” Method: How I Never Run Out Before the End of the Month

What’s a Payday Buffer (and Why You Desperately Need One)? Ever feel like payday hits, and somehow your money evaporates into the void by week two? Like you’ve been responsible, but the math just doesn’t math? That’s where the Payday Buffer Method comes in. It’s not a...

Why I Plan My Budget With Sticky Notes (Seriously)

Let’s get this out of the way: I’m not anti-app. I’m anti-overwhelm. There are a thousand fancy budgeting apps out there, and honestly, they’re great—until you open them, feel your soul leave your body, and quietly close the tab because you “just can’t deal right...

3 Things to Schedule Each Week That Make Your Budget Stick

The hard truth? Budgeting isn’t about numbers. It’s about rhythm. Most people think their budget failed because they “did it wrong.” They overspent. Forgot a bill. Ate out too much. But honestly? They just didn’t have a rhythm. Because budgeting isn’t a one-time...

How to Layer Budgeting Into Your Existing Planner Routine

Why Most Planners Fail at Budgeting (and Why It’s Not Your Fault) If you’ve ever bought a gorgeous planner with every intention of “finally getting your life together” — only to find yourself still winging it with your bills — you’re not broken. The problem is that...

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Printable Calendar Templates That Help With Budget Consistency

Why Your Budget Falls Apart (and How a Calendar Can Save It) If you’ve ever started a budget with the enthusiasm of a New Year’s resolution, only to watch it quietly implode by week three, you’re not alone. The truth is, most budgets don’t fail because they’re bad on...

read more

Our Mission at Earnology

At Earnology, we’re all about real advice from real people, for real people. Stuff that works. Regain control over your finances so you can have less stress and more joy in your life.

Take Control of Your Finances and Life

Want our best advice that just works? Start here, with the Notebook Budgeting Method.